Hard Truths About Germany “Free education” is not free for foreign students Blocked accounts, insurance, rent, and inflation cost ₹15–20 lakh+.
“Free education” is not free for foreign students Tuition may be zero — survival is not Public universities often charge little or no tuition, but living costs are fully on the student . Blocked account = upfront financial barrier The mandatory Sperrkonto alone ties up €11,208+ per year (and rising), even before arrival. Health insurance is non-negotiable Public or private insurance costs €120–€140/month , regardless of income or part-time work. Housing crisis hits students hardest Student dorms are limited. Private rents in cities like Munich, Frankfurt, Berlin, or Hamburg are €450–€800/month , often higher for international students. Inflation erodes the “budget Germany” myth Food, transport, utilities, and deposits have climbed sharply since 2022 — estimates made by agents are often outdated. Part-time work ≠ financial safety net Legal limits (120 full days / 240 half days) + language barriers mean jobs are neither guaranteed nor sufficient in the fi...